4449 Sailmaker Circle

With its mountains, river and lake offering the sort of scenic surroundings high-end homebuyers are looking for, Chattanooga boasts a diverse range of residential properties in the luxury market, with price points of $1 million and higher. We chose four area properties representing the best of waterfront, downtown, suburban and mountain living, selecting from the 37 homes priced at $1 million or more that were on the market in mid-August. (The average home value in the Chattanooga area — including Signal Mountain, Walden and Lookout Mountain — is $307,500, according to Zillow.) Welcome to your million-dollar view.

Waterfront Living

4449 Sailmaker Circle

List price: $2,450,000 | Bedrooms: 7 | Bathrooms: 6 full, 2 half | Size: 8,604 square feet; 1 acre

A home on the water equals boundless opportunities to access a range of recreational pursuits, as well as a front-row seat to the natural world from the comfort of your home. The property at 4449 Sailmaker Circle offers deep-water access on Chickamauga Lake, and an away-from-it-all feel, though it's only about 15 minutes away from downtown or the Hamilton Place mall area.

Located in a gated community, the home's open floor plan features spacious rooms and extensive entertaining spaces, including an elegant terrace overlooking the pool and an outdoor kitchen with retractable walls. High-end finishes inside include marble and granite tile floors, custom molding and specialty ceilings.

The master suite would be difficult to leave. A see-through, double-sided gas fireplace adds warmth to the bedroom and adjoining sitting room, and there's a morning station and a bathroom with a Jacuzzi air jet tub, separate shower with multiple shower heads and another gas fireplace, plus practical touches like a laundry area and a walk-in closet outfitted with an organizer system. The suite connects to the office and its adjoining wood-paneled library.

The lakefront property includes a covered dock with electric boat lift and two personal watercraft lifts. For maximum convenience, the home features four laundry rooms and an elevator servicing all three levels, including a lower level with a projector screen, gaming room and refreshment station, as well as its own full kitchen, two bedrooms, one full bath and one half bath, making it the perfect home for multi-generational living.

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Luxurious living

Mountain Estate

14741 Scenic Highway, Lookout Mountain, Ga.

List price: $2,500,000 | Bedrooms: 7 | Bathrooms: 7 | Size: 7,812 square feet; 17 acres

The brow of Lookout Mountain is among the area's most enviable locations to call home, and the estate known as "Weswoods," encompassing 17 acres on the western brow, is among the largest and most covetable tracts of land our search turned up. Offering sweeping panoramic views of the valley and mountains beyond — not to mention spectacular sunsets — the estate also boasts a seven-bedroom home perfect for entertaining.

After purchasing the land from the Lawman family, the late H. Clay Evans Johnson, former president of Interstate Life and Accident Insurance Co., began construction of the Georgian-style home in 1952. It was completed in 1954-55.

From the moment you step onto the slate floor of the foyer after passing through the custom double-entry doors, it is apparent that no cost was spared in the home's construction.

Old World craftsmanship is featured throughout. Handcrafted plaster, parquet flooring and bricks, and Italian marble fireplaces share the space with modern design touches such as Scalamandre wall coverings and Brunschwig & Fils wallpaper. Both companies have helped outfit the White House. One can just picture the stylish Don and Betty Draper-types the original owners must have hosted for dinner parties in the '60s in their large formal dining room.

You can wind down for the evening by the fire in the cozy paneled library, after pouring a drink at its wet bar. Though, you might have a hard time choosing between the library and the master bedroom suite, equipped with its own marble fireplace as well as a 30-foot covered balcony, perfect for enjoying that cocktail or a morning coffee with a stunning brow view below.

The heated pool feels like its own private sanctuary overlooking the valley, surrounded by mature landscaping including hundreds of varieties of flowers and trees.

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Cherry Blossoms

Riverview Retreat

1651 Hillcrest Road

List price: $2,165,000 | Bedrooms: 5 | Bathrooms: 6 full, 1 half | Size: 6,096 square feet; 0.89 acres

In the late 1800s and first part of the 20th century, the Riverview area became home to many founders and top executives of the city's most prominent businesses. Among them was Coca-Cola Bottling Co. co-founder John T. Lupton, who built his 34,000-square-foot mansion, the Lyndhurst, in the exclusive enclave in 1910.

While the Lyndhurst has since been torn down, the area continues to boast the highest concentration of $1 million-plus homes in the city of Chattanooga, which annexed the area in 1930.

That same year, the house at 1651 Hillcrest Road was built for D.H. Griswold, who became president of American National Bank (now SunTrust Bank) in 1938. The prime property on which it sits encompasses just under an acre on a hill overlooking the Tennessee River and the first and second holes of the Chattanooga Golf & Country Club's Donald Ross-designed golf course, with views of Missionary Ridge beyond.

The home was designed by architect Louis H. Bull, who was responsible for several downtown buildings such as the Etheridge (now Haney) building at 329 Market St. The Hillcrest property was later home to local arts advocate and public servant Mai Bell Hurley, who passed in 2017.

The stately Georgian-style home was built by Robert Allen — grandfather of listing real estate agent Steve Eady — using quality materials such as Indiana limestone and time-consuming methods like brick laid in Flemish Bond, which produces a unique pattern rarely seen today. The solid construction is apparent in the 10-inch-thick plaster walls (most walls built today are around 5 inches thick, Eady explains), balanced with delicate details such as the intricate balusters and railings of the staircase and the beautiful millwork in the den.

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191 Chestnut St., Apt. 602

Downtown Penthouse

191 Chestnut St., Apt. 602

List price: $1,250,000 | Bedrooms: 1 | Bathrooms: 1 full, 1 half | Size: 2, 281 square feet

This downtown penthouse is the ideal urban sanctuary, featuring views of the Tennessee River from floor-to-ceiling windows and a generously sized balcony wrapping around the corner of the building facing the Tennessee Aquarium. It will certainly be a go-to spot during Riverbend, and you can't beat the location in terms of walkability to downtown restaurants like Hennen's and The Blue Plate, both located in the building and just an elevator away.

Designed by Frank McDonald Architects to mimic the city skyline, the contemporary space boasts high-end finishes throughout, including decorative museum molding, architectural lighting, Poggenpohl cabinetry, and hardwood floors of birdseye maple laid in a herringbone pattern.

The study, which is accessed through oversized pressed-bamboo pocket doors and features a curved ceiling and space for a Murphy bed, could easily be converted to a second bedroom with its en suite bath.

The master bath features indulgent extras like heated floors and an in-mirror sink faucet, and the custom Poggenpohl cabinetry extends into the massive master closet.

Should you so desire, you can completely block out the stunning views from the floor-to-ceiling windows in the bumped-out bedroom by controlling the custom window treatments with the touch of a button.